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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,487 | $112,729-75.6% | $98,716-72.2% | $137,256-80.0% |
| Participation rate | 58.3% | 74.2%-15.9pp | 69.3%-11.0pp | 80.0%-21.6pp |
| Annual return | 11.69% | 38.48%-26.8pp | 31.81%-20.1pp | 220.34%-208.6pp |
| Employer contribution / active EE | $724 | $2,725-73.4% | $2,279-68.2% | $4,156-82.6% |
| Participant deferral / active EE | $2,350 | $4,640-49.4% | $4,048-42.0% | $6,407-63.3% |
| Admin fee / account holder | $9,302 | $10,129-8.2% | $8,703+6.9% | $12,270-24.2% |