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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,996 | $88,360-93.2% | $145,433-95.9% | $67,986-91.2% |
| Participation rate | 92.9% | 65.5%+27.4pp | 82.1%+10.8pp | 57.2%+35.7pp |
| Annual return | 33.26% | 63.15%-29.9pp | 66.58%-33.3pp | 31.67%+1.6pp |
| Employer contribution / active EE | $1,397 | $3,054-54.3% | $4,554-69.3% | $2,019-30.8% |
| Participant deferral / active EE | $1,637 | $5,932-72.4% | $7,897-79.3% | $3,358-51.3% |
| Admin fee / account holder | $2,612 | $3,313-21.2% | $13,129-80.1% | $3,203-18.5% |