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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,752 | $117,895-44.2% | $102,460-35.8% | $145,897-54.9% |
| Participation rate | 84.6% | 78.6%+6.0pp | 76.5%+8.1pp | 80.3%+4.3pp |
| Annual return | 13.90% | 31.92%-18.0pp | 29.47%-15.6pp | 552.29%-538.4pp |
| Employer contribution / active EE | $517 | $3,619-85.7% | $3,025-82.9% | $4,663-88.9% |
| Participant deferral / active EE | $9,639 | $5,736+68.0% | $5,056+90.6% | $6,689+44.1% |
| Admin fee / account holder | $14,154 | $13,353+6.0% | $9,460+49.6% | $13,390+5.7% |