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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,608 | $86,050-67.9% | $189,758-85.5% | $94,015-70.6% |
| Participation rate | 21.2% | 68.9%-47.7pp | 79.8%-58.6pp | 70.8%-49.7pp |
| Annual return | 14.62% | 17.77%-3.1pp | 52.62%-38.0pp | 17.84%-3.2pp |
| Employer contribution / active EE | $856 | $2,819-69.6% | $4,767-82.0% | $2,790-69.3% |
| Participant deferral / active EE | $1,881 | $3,349-43.8% | $5,856-67.9% | $4,249-55.7% |
| Admin fee / account holder | $1,332 | $6,627-79.9% | $20,388-93.5% | $8,951-85.1% |