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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,932 | $172,111-96.0% | $150,298-95.4% | $137,256-94.9% |
| Participation rate | 91.7% | 81.7%+10.0pp | 77.8%+13.9pp | 80.0%+11.7pp |
| Annual return | 25.56% | 69.37%-43.8pp | 62.79%-37.2pp | 220.34%-194.8pp |
| Employer contribution / active EE | $1,057 | $4,636-77.2% | $4,154-74.6% | $4,156-74.6% |
| Participant deferral / active EE | $1,716 | $6,166-72.2% | $5,453-68.5% | $6,407-73.2% |
| Admin fee / account holder | $1,354 | $16,471-91.8% | $14,116-90.4% | $12,270-89.0% |