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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,489 | $154,228-96.4% | $145,433-96.2% | $137,256-96.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.52% | 74.59%-56.1pp | 66.58%-48.1pp | 220.34%-201.8pp |
| Employer contribution / active EE | $2,348 | $4,804-51.1% | $4,554-48.4% | $4,156-43.5% |
| Participant deferral / active EE | $2,536 | $8,216-69.1% | $7,897-67.9% | $6,407-60.4% |
| Admin fee / account holder | $2,468 | $14,344-82.8% | $13,129-81.2% | $12,270-79.9% |