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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,452 | $76,407-90.2% | $150,298-95.0% | $82,448-91.0% |
| Participation rate | 90.3% | 66.4%+23.9pp | 77.8%+12.6pp | 68.1%+22.3pp |
| Annual return | 22.39% | 39.99%-17.6pp | 62.79%-40.4pp | 41.64%-19.2pp |
| Employer contribution / active EE | $1,051 | $2,614-59.8% | $4,154-74.7% | $2,551-58.8% |
| Participant deferral / active EE | $2,482 | $3,214-22.8% | $5,453-54.5% | $4,139-40.0% |
| Admin fee / account holder | $678 | $6,352-89.3% | $14,116-95.2% | $7,234-90.6% |