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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,866 | $135,905-93.5% | $126,068-93.0% | $198,609-95.5% |
| Participation rate | 83.3% | 85.6%-2.3pp | 84.7%-1.4pp | 82.4%+1.0pp |
| Annual return | 10.01% | 14.07%-4.1pp | 15.01%-5.0pp | 202.70%-192.7pp |
| Employer contribution / active EE | $2,983 | $4,245-29.7% | $3,968-24.8% | $5,055-41.0% |
| Participant deferral / active EE | $3,618 | $8,523-57.6% | $8,214-56.0% | $6,977-48.1% |
| Admin fee / account holder | $9,635 | $21,036-54.2% | $18,264-47.2% | $19,030-49.4% |