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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $677,119 | $124,425+444.2% | $112,040+504.4% | $137,256+393.3% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 10.49% | 24.72%-14.2pp | 24.52%-14.0pp | 220.34%-209.9pp |
| Employer contribution / active EE | $2,865 | $3,411-16.0% | $2,954-3.0% | $4,156-31.1% |
| Participant deferral / active EE | $9,215 | $5,718+61.1% | $5,098+80.8% | $6,407+43.8% |
| Admin fee / account holder | $4,924 | $15,207-67.6% | $12,098-59.3% | $12,270-59.9% |