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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,926 | $199,109-54.8% | $173,730-48.2% | $154,746-41.9% |
| Participation rate | 0.0% | 82.8%-82.8pp | 79.6%-79.6pp | 80.7%-80.7pp |
| Annual return | 18.96% | 20.02%-1.1pp | 19.96%-1.0pp | 172.34%-153.4pp |
| Employer contribution / active EE | $4,088 | $5,311-23.0% | $4,577-10.7% | $4,379-6.7% |
| Participant deferral / active EE | $11,016 | $7,113+54.9% | $6,326+74.1% | $6,730+63.7% |
| Admin fee / account holder | $4,596 | $20,916-78.0% | $17,523-73.8% | $14,365-68.0% |