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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,926 | $178,174-49.5% | $156,181-42.4% | $137,256-34.5% |
| Participation rate | 0.0% | 82.0%-82.0pp | 78.8%-78.8pp | 80.0%-80.0pp |
| Annual return | 18.96% | 84.19%-65.2pp | 64.87%-45.9pp | 220.34%-201.4pp |
| Employer contribution / active EE | $4,088 | $4,972-17.8% | $4,294-4.8% | $4,156-1.6% |
| Participant deferral / active EE | $11,016 | $6,888+59.9% | $6,132+79.6% | $6,407+71.9% |
| Admin fee / account holder | $4,596 | $17,404-73.6% | $14,586-68.5% | $12,270-62.5% |