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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,435 | $58,311-56.4% | $81,882-68.9% | $80,959-68.6% |
| Participation rate | 65.4% | 63.5%+1.9pp | 72.4%-7.0pp | 67.7%-2.3pp |
| Annual return | 22.47% | 41.85%-19.4pp | 779.47%-757.0pp | 35.67%-13.2pp |
| Employer contribution / active EE | $440 | $2,347-81.3% | $2,916-84.9% | $2,757-84.1% |
| Participant deferral / active EE | $6,660 | $3,287+102.6% | $4,323+54.1% | $4,300+54.9% |
| Admin fee / account holder | $3,332 | $4,752-29.9% | $7,360-54.7% | $6,925-51.9% |