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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,966 | $100,970+134.7% | $96,576+145.4% | $137,256+72.6% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 18.89% | 38.16%-19.3pp | 38.47%-19.6pp | 220.34%-201.4pp |
| Employer contribution / active EE | $20,682 | $3,809+443.0% | $3,553+482.1% | $4,156+397.6% |
| Participant deferral / active EE | $16,333 | $8,286+97.1% | $7,956+105.3% | $6,407+154.9% |
| Admin fee / account holder | $50,056 | $11,312+342.5% | $11,381+339.8% | $12,270+308.0% |