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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,397 | $75,541-65.1% | $152,093-82.6% | $82,637-68.1% |
| Participation rate | 78.6% | 66.5%+12.0pp | 77.8%+0.8pp | 68.1%+10.5pp |
| Annual return | 20.42% | 32.56%-12.1pp | 66.36%-45.9pp | 53.51%-33.1pp |
| Employer contribution / active EE | $7,095 | $2,622+170.5% | $4,175+69.9% | $2,552+178.0% |
| Participant deferral / active EE | $3,017 | $3,206-5.9% | $5,451-44.7% | $4,126-26.9% |
| Admin fee / account holder | $1,514 | $6,405-76.4% | $14,497-89.6% | $7,339-79.4% |