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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,073 | $108,882-54.0% | $96,754-48.2% | $154,746-67.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 17.53% | 98.39%-80.9pp | 82.04%-64.5pp | 172.34%-154.8pp |
| Employer contribution / active EE | $3,860 | $3,018+27.9% | $2,679+44.1% | $4,379-11.9% |
| Participant deferral / active EE | $8,345 | $5,323+56.8% | $4,758+75.4% | $6,730+24.0% |
| Admin fee / account holder | $1,151 | $10,200-88.7% | $8,905-87.1% | $14,365-92.0% |