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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,917 | $162,529-60.1% | $130,788-50.4% | $154,746-58.0% |
| Participation rate | 66.7% | 75.9%-9.2pp | 70.1%-3.4pp | 80.7%-14.0pp |
| Annual return | 20.14% | 510.48%-490.3pp | 386.44%-366.3pp | 172.34%-152.2pp |
| Employer contribution / active EE | $50 | $4,447-98.9% | $3,558-98.6% | $4,379-98.9% |
| Participant deferral / active EE | $14,757 | $4,808+206.9% | $4,137+256.7% | $6,730+119.3% |
| Admin fee / account holder | $10,026 | $7,669+30.7% | $6,673+50.2% | $14,365-30.2% |