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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,917 | $149,040-56.4% | $120,225-46.0% | $137,256-52.7% |
| Participation rate | 66.7% | 75.4%-8.8pp | 69.6%-2.9pp | 80.0%-13.3pp |
| Annual return | 20.14% | 605.68%-585.5pp | 439.23%-419.1pp | 220.34%-200.2pp |
| Employer contribution / active EE | $50 | $4,350-98.9% | $3,475-98.6% | $4,156-98.8% |
| Participant deferral / active EE | $14,757 | $4,655+217.0% | $3,999+269.0% | $6,407+130.3% |
| Admin fee / account holder | $10,026 | $6,348+57.9% | $5,696+76.0% | $12,270-18.3% |