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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,447 | $111,535-91.5% | $105,223-91.0% | $137,256-93.1% |
| Participation rate | 81.8% | 78.1%+3.7pp | 75.0%+6.8pp | 80.0%+1.9pp |
| Annual return | 19.37% | 237.85%-218.5pp | 180.65%-161.3pp | 220.34%-201.0pp |
| Employer contribution / active EE | $2,166 | $3,939-45.0% | $3,689-41.3% | $4,156-47.9% |
| Participant deferral / active EE | $3,536 | $5,500-35.7% | $5,072-30.3% | $6,407-44.8% |
| Admin fee / account holder | $411 | $9,721-95.8% | $8,859-95.4% | $12,270-96.6% |