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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,356 | $162,967-88.7% | $135,792-86.5% | $138,895-86.8% |
| Participation rate | 75.0% | 78.3%-3.3pp | 72.6%+2.4pp | 79.9%-4.9pp |
| Annual return | 8.41% | 30.08%-21.7pp | 25.96%-17.5pp | 145.39%-137.0pp |
| Employer contribution / active EE | $1,327 | $4,211-68.5% | $3,496-62.0% | $4,194-68.4% |
| Participant deferral / active EE | $6,401 | $5,640+13.5% | $4,759+34.5% | $6,396+0.1% |
| Admin fee / account holder | $29,868 | $15,306+95.1% | $12,266+143.5% | $12,562+137.8% |