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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,931 | $227,399-52.1% | $189,758-42.6% | $198,609-45.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 22.02% | 61.03%-39.0pp | 52.62%-30.6pp | 202.70%-180.7pp |
| Employer contribution / active EE | $2,807 | $5,526-49.2% | $4,767-41.1% | $5,055-44.5% |
| Participant deferral / active EE | $10,873 | $6,837+59.0% | $5,856+85.7% | $6,977+55.8% |
| Admin fee / account holder | $1,323 | $25,162-94.7% | $20,388-93.5% | $19,030-93.0% |