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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,002 | $185,312-64.9% | $161,489-59.7% | $154,746-58.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 9.52% | 103.84%-94.3pp | 89.72%-80.2pp | 172.34%-162.8pp |
| Employer contribution / active EE | $1,425 | $4,769-70.1% | $4,268-66.6% | $4,379-67.5% |
| Participant deferral / active EE | $10,517 | $6,350+65.6% | $5,630+86.8% | $6,730+56.3% |
| Admin fee / account holder | $4,296 | $18,654-77.0% | $16,006-73.2% | $14,365-70.1% |