Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,160 | $86,938+18.7% | $102,423+0.7% | $80,925+27.5% |
| Participation rate | 19.4% | 72.4%-52.9pp | 76.5%-57.1pp | 67.7%-48.2pp |
| Annual return | 9.24% | 18.89%-9.6pp | 29.42%-20.2pp | 35.65%-26.4pp |
| Employer contribution / active EE | $628 | $2,369-73.5% | $3,023-79.2% | $2,756-77.2% |
| Participant deferral / active EE | $2,237 | $4,120-45.7% | $5,054-55.7% | $4,299-48.0% |
| Admin fee / account holder | $10,374 | $8,053+28.8% | $9,455+9.7% | $6,940+49.5% |