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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,743 | $111,814-66.2% | $93,654-59.7% | $145,959-74.1% |
| Participation rate | 88.9% | 74.2%+14.7pp | 68.7%+20.2pp | 80.3%+8.6pp |
| Annual return | 18.49% | 203.30%-184.8pp | 133.34%-114.9pp | 561.95%-543.5pp |
| Employer contribution / active EE | $2,105 | $3,092-31.9% | $2,421-13.1% | $4,661-54.8% |
| Participant deferral / active EE | $4,329 | $4,914-11.9% | $4,413-1.9% | $6,689-35.3% |
| Admin fee / account holder | $1,773 | $10,246-82.7% | $8,282-78.6% | $13,398-86.8% |