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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,899 | $171,930+43.0% | $151,266+62.6% | $154,746+58.9% |
| Participation rate | 87.5% | 80.5%+7.0pp | 77.0%+10.5pp | 80.7%+6.8pp |
| Annual return | 20.11% | 242.03%-221.9pp | 180.60%-160.5pp | 172.34%-152.2pp |
| Employer contribution / active EE | $5,691 | $4,710+20.8% | $4,237+34.3% | $4,379+30.0% |
| Participant deferral / active EE | $16,153 | $8,191+97.2% | $7,337+120.2% | $6,730+140.0% |
| Admin fee / account holder | $724 | $15,803-95.4% | $13,159-94.5% | $14,365-95.0% |