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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,899 | $158,393+55.2% | $143,412+71.5% | $155,188+58.5% |
| Participation rate | 87.5% | 79.7%+7.8pp | 78.5%+9.0pp | 80.8%+6.7pp |
| Annual return | 20.11% | 324.22%-304.1pp | 256.99%-236.9pp | 148.84%-128.7pp |
| Employer contribution / active EE | $5,691 | $3,911+45.5% | $3,748+51.8% | $4,248+34.0% |
| Participant deferral / active EE | $16,153 | $7,193+124.6% | $6,816+137.0% | $6,531+147.3% |
| Admin fee / account holder | $724 | $12,964-94.4% | $11,396-93.7% | $14,480-95.0% |