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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,654 | $160,028-54.0% | $147,080-49.9% | $145,884-49.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.05% | 98.60%-82.5pp | 420.17%-404.1pp | 551.85%-535.8pp |
| Employer contribution / active EE | $3,784 | $5,286-28.4% | $4,933-23.3% | $4,662-18.8% |
| Participant deferral / active EE | $19,606 | $8,422+132.8% | $8,066+143.1% | $6,690+193.1% |
| Admin fee / account holder | $881 | $15,030-94.1% | $12,989-93.2% | $13,392-93.4% |