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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,296 | $117,829+22.5% | $102,423+40.9% | $145,877-1.1% |
| Participation rate | 93.8% | 78.6%+15.1pp | 76.5%+17.2pp | 80.3%+13.4pp |
| Annual return | 9.60% | 31.83%-22.2pp | 29.42%-19.8pp | 551.28%-541.7pp |
| Employer contribution / active EE | $11,422 | $3,615+216.0% | $3,023+277.8% | $4,663+144.9% |
| Participant deferral / active EE | $6,711 | $5,732+17.1% | $5,054+32.8% | $6,691+0.3% |
| Admin fee / account holder | $5,876 | $13,335-55.9% | $9,455-37.8% | $13,402-56.2% |