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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,814 | $110,410-56.7% | $102,437-53.3% | $145,897-67.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.83% | 24.85%-16.0pp | 24.95%-16.1pp | 552.29%-543.5pp |
| Employer contribution / active EE | $2,392 | $4,217-43.3% | $3,871-38.2% | $4,663-48.7% |
| Participant deferral / active EE | $2,658 | $5,622-52.7% | $5,060-47.5% | $6,689-60.3% |
| Admin fee / account holder | $5,185 | $9,745-46.8% | $8,388-38.2% | $13,390-61.3% |