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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,469 | $169,336-80.2% | $129,384-74.1% | $145,884-77.1% |
| Participation rate | 57.1% | 76.5%-19.4pp | 69.6%-12.5pp | 80.3%-23.2pp |
| Annual return | 17.99% | 14408.70%-14390.7pp | 9461.77%-9443.8pp | 551.85%-533.9pp |
| Employer contribution / active EE | $0 | $5,540-100.0% | $4,153-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $5,924 | $4,985+18.8% | $4,166+42.2% | $6,690-11.4% |
| Admin fee / account holder | $738 | $9,912-92.6% | $7,686-90.4% | $13,392-94.5% |