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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,318 | $86,940+129.3% | $102,434+94.6% | $80,935+146.3% |
| Participation rate | 88.9% | 72.4%+16.5pp | 76.5%+12.4pp | 67.7%+21.2pp |
| Annual return | 17.01% | 18.89%-1.9pp | 29.46%-12.4pp | 35.66%-18.7pp |
| Employer contribution / active EE | $7,124 | $2,370+200.6% | $3,023+135.7% | $2,757+158.4% |
| Participant deferral / active EE | $7,082 | $4,121+71.9% | $5,055+40.1% | $4,299+64.7% |
| Admin fee / account holder | $424 | $8,047-94.7% | $9,462-95.5% | $6,924-93.9% |