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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,318 | $86,938+129.3% | $102,423+94.6% | $80,925+146.3% |
| Participation rate | 88.9% | 72.4%+16.5pp | 76.5%+12.4pp | 67.7%+21.2pp |
| Annual return | 17.01% | 18.89%-1.9pp | 29.42%-12.4pp | 35.65%-18.6pp |
| Employer contribution / active EE | $7,124 | $2,369+200.7% | $3,023+135.7% | $2,756+158.5% |
| Participant deferral / active EE | $7,082 | $4,120+71.9% | $5,054+40.1% | $4,299+64.8% |
| Admin fee / account holder | $424 | $8,053-94.7% | $9,455-95.5% | $6,940-93.9% |