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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,367 | $183,539+31.0% | $155,556+54.5% | $145,897+64.8% |
| Participation rate | 88.2% | 82.7%+5.5pp | 78.2%+10.0pp | 80.3%+7.9pp |
| Annual return | 11.21% | 61.31%-50.1pp | 64.84%-53.6pp | 552.29%-541.1pp |
| Employer contribution / active EE | $9,209 | $5,315+73.3% | $4,675+97.0% | $4,663+97.5% |
| Participant deferral / active EE | $4,773 | $6,467-26.2% | $5,631-15.2% | $6,689-28.6% |
| Admin fee / account holder | $5,667 | $19,275-70.6% | $15,885-64.3% | $13,390-57.7% |