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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,742 | $86,919-9.4% | $102,457-23.1% | $80,911-2.7% |
| Participation rate | 67.9% | 72.4%-4.5pp | 76.5%-8.6pp | 67.6%+0.2pp |
| Annual return | 19.40% | 18.90%+0.5pp | 29.41%-10.0pp | 35.63%-16.2pp |
| Employer contribution / active EE | $1,266 | $2,368-46.6% | $3,022-58.1% | $2,756-54.1% |
| Participant deferral / active EE | $4,122 | $4,119+0.1% | $5,054-18.4% | $4,297-4.1% |
| Admin fee / account holder | $2,994 | $8,049-62.8% | $9,451-68.3% | $6,935-56.8% |