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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,126 | $160,070+0.7% | $147,117+9.5% | $145,897+10.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 24.95% | 98.69%-73.7pp | 420.54%-395.6pp | 552.29%-527.3pp |
| Employer contribution / active EE | $3,321 | $5,285-37.2% | $4,932-32.7% | $4,663-28.8% |
| Participant deferral / active EE | $9,414 | $8,419+11.8% | $8,065+16.7% | $6,689+40.7% |
| Admin fee / account holder | $1,026 | $15,035-93.2% | $12,993-92.1% | $13,390-92.3% |