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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,764 | $154,228+30.2% | $145,433+38.0% | $137,256+46.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.42% | 74.59%-56.2pp | 66.58%-48.2pp | 220.34%-201.9pp |
| Employer contribution / active EE | $3,429 | $4,804-28.6% | $4,554-24.7% | $4,156-17.5% |
| Participant deferral / active EE | $13,275 | $8,216+61.6% | $7,897+68.1% | $6,407+107.2% |
| Admin fee / account holder | $2,505 | $14,344-82.5% | $13,129-80.9% | $12,270-79.6% |