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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,764 | $162,136+23.8% | $152,301+31.8% | $154,746+29.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 18.42% | 91.02%-72.6pp | 80.50%-62.1pp | 172.34%-153.9pp |
| Employer contribution / active EE | $3,429 | $4,890-29.9% | $4,624-25.9% | $4,379-21.7% |
| Participant deferral / active EE | $13,275 | $8,341+59.2% | $8,004+65.9% | $6,730+97.2% |
| Admin fee / account holder | $2,505 | $15,759-84.1% | $14,398-82.6% | $14,365-82.6% |