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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,897 | $90,674+22.3% | $96,707+14.7% | $82,448+34.5% |
| Participation rate | 74.3% | 75.9%-1.6pp | 80.4%-6.0pp | 68.1%+6.3pp |
| Annual return | 22.60% | 49.05%-26.4pp | 34.78%-12.2pp | 41.64%-19.0pp |
| Employer contribution / active EE | $4,646 | $3,975+16.9% | $4,191+10.8% | $2,551+82.1% |
| Participant deferral / active EE | $9,563 | $5,696+67.9% | $5,997+59.5% | $4,139+131.0% |
| Admin fee / account holder | $1,710 | $7,568-77.4% | $7,503-77.2% | $7,234-76.4% |