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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,069 | $174,379+62.3% | $152,093+86.1% | $138,895+103.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 17.38% | 74.86%-57.5pp | 66.36%-49.0pp | 145.39%-128.0pp |
| Employer contribution / active EE | $5,275 | $4,652+13.4% | $4,175+26.4% | $4,194+25.8% |
| Participant deferral / active EE | $8,553 | $6,159+38.9% | $5,451+56.9% | $6,396+33.7% |
| Admin fee / account holder | $3,370 | $16,880-80.0% | $14,497-76.8% | $12,562-73.2% |