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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,626 | $71,230-37.3% | $93,727-52.4% | $80,959-44.9% |
| Participation rate | 53.7% | 60.4%-6.7pp | 68.7%-15.0pp | 67.7%-13.9pp |
| Annual return | 11.21% | 11.26%0pp | 133.83%-122.6pp | 35.67%-24.5pp |
| Employer contribution / active EE | $599 | $1,565-61.7% | $2,421-75.3% | $2,757-78.3% |
| Participant deferral / active EE | $2,090 | $4,037-48.2% | $4,417-52.7% | $4,300-51.4% |
| Admin fee / account holder | $6,412 | $6,961-7.9% | $8,292-22.7% | $6,925-7.4% |