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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,626 | $71,057-37.2% | $93,654-52.4% | $80,874-44.8% |
| Participation rate | 53.7% | 60.4%-6.7pp | 68.7%-15.0pp | 67.6%-13.9pp |
| Annual return | 11.21% | 11.26%-0.1pp | 133.34%-122.1pp | 35.62%-24.4pp |
| Employer contribution / active EE | $599 | $1,564-61.7% | $2,421-75.3% | $2,756-78.3% |
| Participant deferral / active EE | $2,090 | $4,034-48.2% | $4,413-52.6% | $4,297-51.4% |
| Admin fee / account holder | $6,412 | $6,944-7.7% | $8,282-22.6% | $6,935-7.5% |