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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,566 | $160,070-71.5% | $147,117-69.0% | $145,897-68.8% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 18.96% | 98.69%-79.7pp | 420.54%-401.6pp | 552.29%-533.3pp |
| Employer contribution / active EE | $2,650 | $5,285-49.8% | $4,932-46.3% | $4,663-43.2% |
| Participant deferral / active EE | $6,608 | $8,419-21.5% | $8,065-18.1% | $6,689-1.2% |
| Admin fee / account holder | $2,932 | $15,035-80.5% | $12,993-77.4% | $13,390-78.1% |