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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,461 | $211,288-84.2% | $178,540-81.3% | $145,884-77.1% |
| Participation rate | 45.5% | 80.8%-35.4pp | 77.1%-31.7pp | 80.3%-34.8pp |
| Annual return | 21.40% | 30.27%-8.9pp | 27.15%-5.7pp | 551.85%-530.4pp |
| Employer contribution / active EE | $1,146 | $4,574-74.9% | $3,953-71.0% | $4,662-75.4% |
| Participant deferral / active EE | $4,796 | $6,967-31.2% | $6,281-23.6% | $6,690-28.3% |
| Admin fee / account holder | $793 | $12,105-93.5% | $10,424-92.4% | $13,392-94.1% |