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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,918 | $82,630+77.8% | $64,105+129.2% | $125,389+17.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 68.2%+31.8pp | 83.2%+16.8pp |
| Annual return | -2.72% | 1489.72%-1492.4pp | 791.24%-794.0pp | 282.24%-285.0pp |
| Employer contribution / active EE | $2,978 | $2,671+11.5% | $1,820+63.6% | $4,866-38.8% |
| Participant deferral / active EE | $6,374 | $3,608+76.7% | $2,822+125.9% | $5,352+19.1% |
| Admin fee / account holder | $934 | $6,382-85.4% | $4,499-79.2% | $9,541-90.2% |