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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $478,888 | $154,228+210.5% | $145,433+229.3% | $137,256+248.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 19.79% | 74.59%-54.8pp | 66.58%-46.8pp | 220.34%-200.6pp |
| Employer contribution / active EE | $25,271 | $4,804+426.0% | $4,554+454.9% | $4,156+508.1% |
| Participant deferral / active EE | $19,118 | $8,216+132.7% | $7,897+142.1% | $6,407+198.4% |
| Admin fee / account holder | $11,209 | $14,344-21.9% | $13,129-14.6% | $12,270-8.7% |