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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,715 | $97,078-2.4% | $103,065-8.1% | $145,897-35.1% |
| Participation rate | 38.1% | 81.1%-43.1pp | 80.6%-42.5pp | 80.3%-42.2pp |
| Annual return | 21.24% | 25.49%-4.2pp | 23.95%-2.7pp | 552.29%-531.0pp |
| Employer contribution / active EE | $3,474 | $4,680-25.8% | $4,675-25.7% | $4,663-25.5% |
| Participant deferral / active EE | $5,640 | $6,601-14.6% | $6,625-14.9% | $6,689-15.7% |
| Admin fee / account holder | $2,441 | $12,505-80.5% | $9,349-73.9% | $13,390-81.8% |