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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,192 | $160,028-84.3% | $147,080-82.9% | $145,884-82.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.90% | 98.60%-82.7pp | 420.17%-404.3pp | 551.85%-536.0pp |
| Employer contribution / active EE | $2,617 | $5,286-50.5% | $4,933-47.0% | $4,662-43.9% |
| Participant deferral / active EE | $7,790 | $8,422-7.5% | $8,066-3.4% | $6,690+16.4% |
| Admin fee / account holder | $1,765 | $15,030-88.3% | $12,989-86.4% | $13,392-86.8% |