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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,192 | $160,040-84.3% | $147,096-82.9% | $145,877-82.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.90% | 98.49%-82.6pp | 419.75%-403.9pp | 551.28%-535.4pp |
| Employer contribution / active EE | $2,617 | $5,289-50.5% | $4,936-47.0% | $4,663-43.9% |
| Participant deferral / active EE | $7,790 | $8,429-7.6% | $8,071-3.5% | $6,691+16.4% |
| Admin fee / account holder | $1,765 | $15,050-88.3% | $13,005-86.4% | $13,402-86.8% |