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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,673 | $88,778-68.8% | $81,844-66.2% | $145,884-81.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 18.64% | 1033.03%-1014.4pp | 778.87%-760.2pp | 551.85%-533.2pp |
| Employer contribution / active EE | $7,832 | $3,087+153.7% | $2,916+168.5% | $4,662+68.0% |
| Participant deferral / active EE | $9,231 | $4,648+98.6% | $4,323+113.5% | $6,690+38.0% |
| Admin fee / account holder | $344 | $8,430-95.9% | $7,355-95.3% | $13,392-97.4% |