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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,880 | $111,878-80.4% | $93,727-76.7% | $145,897-85.0% |
| Participation rate | 81.8% | 74.2%+7.6pp | 68.7%+13.1pp | 80.3%+1.5pp |
| Annual return | 95.41% | 204.28%-108.9pp | 133.83%-38.4pp | 552.29%-456.9pp |
| Employer contribution / active EE | $2,475 | $3,092-20.0% | $2,421+2.2% | $4,663-46.9% |
| Participant deferral / active EE | $3,138 | $4,920-36.2% | $4,417-29.0% | $6,689-53.1% |
| Admin fee / account holder | $411 | $10,256-96.0% | $8,292-95.0% | $13,390-96.9% |