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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,069 | $155,555-72.3% | $146,866-70.7% | $155,188-72.2% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.5%-32.5pp | 80.8%-30.8pp |
| Annual return | 24.92% | 115.41%-90.5pp | 102.85%-77.9pp | 148.84%-123.9pp |
| Employer contribution / active EE | $1,309 | $4,647-71.8% | $4,425-70.4% | $4,248-69.2% |
| Participant deferral / active EE | $4,324 | $8,044-46.3% | $7,759-44.3% | $6,531-33.8% |
| Admin fee / account holder | $1,072 | $14,755-92.7% | $13,620-92.1% | $14,480-92.6% |