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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,247 | $81,358-39.5% | $155,556-68.3% | $80,959-39.2% |
| Participation rate | 52.8% | 66.3%-13.4pp | 78.2%-25.4pp | 67.7%-14.8pp |
| Annual return | 18.76% | 33.39%-14.6pp | 64.84%-46.1pp | 35.67%-16.9pp |
| Employer contribution / active EE | $1,565 | $3,106-49.6% | $4,675-66.5% | $2,757-43.2% |
| Participant deferral / active EE | $3,168 | $3,455-8.3% | $5,631-43.7% | $4,300-26.3% |
| Admin fee / account holder | $8,333 | $7,994+4.2% | $15,885-47.5% | $6,925+20.3% |