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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,483 | $227,291-3.4% | $214,702+2.2% | $155,188+41.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 18.85% | 60.08%-41.2pp | 54.55%-35.7pp | 148.84%-130.0pp |
| Employer contribution / active EE | $8,181 | $6,772+20.8% | $6,461+26.6% | $4,248+92.6% |
| Participant deferral / active EE | $21,181 | $9,582+121.1% | $9,147+131.6% | $6,531+224.3% |
| Admin fee / account holder | $2,006 | $20,413-90.2% | $19,830-89.9% | $14,480-86.1% |