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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,481 | $51,638-79.7% | $68,368-84.7% | $82,448-87.3% |
| Participation rate | 91.7% | 63.6%+28.1pp | 73.8%+17.9pp | 68.1%+23.6pp |
| Annual return | 19.51% | 37.53%-18.0pp | 292.57%-273.1pp | 41.64%-22.1pp |
| Employer contribution / active EE | $3,217 | $2,047+57.2% | $2,649+21.5% | $2,551+26.1% |
| Participant deferral / active EE | $3,729 | $2,914+28.0% | $4,123-9.5% | $4,139-9.9% |
| Admin fee / account holder | $657 | $4,643-85.8% | $5,150-87.2% | $7,234-90.9% |