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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,642 | $183,516-83.3% | $155,534-80.3% | $145,884-79.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.66% | 61.43%-47.8pp | 64.92%-51.3pp | 551.85%-538.2pp |
| Employer contribution / active EE | $2,769 | $5,315-47.9% | $4,675-40.8% | $4,662-40.6% |
| Participant deferral / active EE | $3,768 | $6,467-41.7% | $5,630-33.1% | $6,690-43.7% |
| Admin fee / account holder | $578 | $19,293-97.0% | $15,900-96.4% | $13,392-95.7% |