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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,473 | $79,045-13.4% | $100,378-31.8% | $74,429-8.0% |
| Participation rate | 67.0% | 79.4%-12.4pp | 81.5%-14.5pp | 67.2%-0.2pp |
| Annual return | 15.61% | 20.61%-5.0pp | 49.41%-33.8pp | 1368.38%-1352.8pp |
| Employer contribution / active EE | $2,431 | $3,015-19.4% | $3,942-38.3% | $2,625-7.4% |
| Participant deferral / active EE | $4,652 | $7,751-40.0% | $8,087-42.5% | $4,348+7.0% |
| Admin fee / account holder | $3,346 | $1,335+150.7% | $7,899-57.6% | $1,944+72.1% |