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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,473 | $79,169-13.5% | $100,415-31.8% | $74,478-8.1% |
| Participation rate | 67.0% | 79.4%-12.4pp | 81.5%-14.5pp | 67.2%-0.2pp |
| Annual return | 15.61% | 20.51%-4.9pp | 49.47%-33.9pp | 1370.56%-1355.0pp |
| Employer contribution / active EE | $2,431 | $3,017-19.4% | $3,943-38.3% | $2,626-7.4% |
| Participant deferral / active EE | $4,652 | $7,751-40.0% | $8,091-42.5% | $4,350+6.9% |
| Admin fee / account holder | $3,346 | $1,337+150.2% | $7,906-57.7% | $1,946+72.0% |