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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,023 | $114,119+6.0% | $107,187+12.9% | $138,895-12.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 13.30% | 273.21%-259.9pp | 204.55%-191.2pp | 145.39%-132.1pp |
| Employer contribution / active EE | $4,922 | $4,059+21.3% | $3,782+30.1% | $4,194+17.4% |
| Participant deferral / active EE | $8,508 | $5,538+53.6% | $5,096+66.9% | $6,396+33.0% |
| Admin fee / account holder | $8,674 | $10,024-13.5% | $9,162-5.3% | $12,562-30.9% |