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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,243 | $55,902-87.0% | $76,030-90.5% | $80,959-91.1% |
| Participation rate | 29.3% | 62.1%-32.8pp | 69.1%-39.8pp | 67.7%-38.4pp |
| Annual return | 12.71% | 20.59%-7.9pp | 361.54%-348.8pp | 35.67%-23.0pp |
| Employer contribution / active EE | $394 | $1,867-78.9% | $2,688-85.3% | $2,757-85.7% |
| Participant deferral / active EE | $846 | $3,051-72.3% | $4,257-80.1% | $4,300-80.3% |
| Admin fee / account holder | $141 | $5,239-97.3% | $6,421-97.8% | $6,925-98.0% |