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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,243 | $55,930-87.0% | $76,089-90.5% | $80,925-91.0% |
| Participation rate | 29.3% | 62.1%-32.7pp | 69.1%-39.8pp | 67.7%-38.3pp |
| Annual return | 12.71% | 20.58%-7.9pp | 360.94%-348.2pp | 35.65%-22.9pp |
| Employer contribution / active EE | $394 | $1,866-78.9% | $2,690-85.3% | $2,756-85.7% |
| Participant deferral / active EE | $846 | $3,051-72.3% | $4,259-80.1% | $4,299-80.3% |
| Admin fee / account holder | $141 | $5,241-97.3% | $6,418-97.8% | $6,940-98.0% |