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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,243 | $56,060-87.1% | $76,002-90.5% | $80,874-91.0% |
| Participation rate | 29.3% | 62.0%-32.7pp | 69.1%-39.8pp | 67.6%-38.3pp |
| Annual return | 12.71% | 20.54%-7.8pp | 360.07%-347.4pp | 35.62%-22.9pp |
| Employer contribution / active EE | $394 | $1,873-78.9% | $2,688-85.3% | $2,756-85.7% |
| Participant deferral / active EE | $846 | $3,051-72.3% | $4,257-80.1% | $4,297-80.3% |
| Admin fee / account holder | $141 | $5,237-97.3% | $6,414-97.8% | $6,935-98.0% |