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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,609 | $102,385-48.6% | $147,080-64.2% | $80,935-35.0% |
| Participation rate | 90.9% | 75.9%+15.0pp | 82.2%+8.7pp | 67.7%+23.2pp |
| Annual return | 24.65% | 135.09%-110.4pp | 420.17%-395.5pp | 35.66%-11.0pp |
| Employer contribution / active EE | $3,177 | $3,717-14.5% | $4,933-35.6% | $2,757+15.3% |
| Participant deferral / active EE | $7,344 | $6,651+10.4% | $8,066-9.0% | $4,299+70.8% |
| Admin fee / account holder | $636 | $7,951-92.0% | $12,989-95.1% | $6,924-90.8% |